Gilberts, Lake in the Hills and Pingree Grove real estate and homes for sale in Illinois - Paul Grasemann, REALTORS® Paul Grasemann REALTORS(r) for Gilberts, Lake in the Hills and Pingree Grove, Illinois real estate - NUMBER1EXPERTS™ Paul Grasemann NUMBER1EXPERTS(tm) for Gilberts, Lake in the Hills and Pingree Grove, Illinois real estate

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Paul Grasemann, REALTORŪ, real estate agent and broker for Gilberts, Lake in the Hills and Pingree Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Buyers Choose Me: Gilberts, Lake in the Hills and Pingree Grove Illinois home buying, real estate listings, and homes for sale in McHenry County, IL
Welcome > For Buyers > Why Buyers Choose Me ...


Buying A Home Is A Major Event In Your Life!
 

It is probably the biggest purchase your family will ever make, and it involves many difficult decisions. 

As your Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interests: 

- You will have full access to ALL homes available on the market, even listings not yet on the MLS, through our professional real estate affiliations. 

- Local knowledge of this area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. It's our job to introduce you to opportunities and keep you out of traps. 

- What is the true market value of the home you are interested in? Is it priced to high? Is it a bargain that you should jump on? We help buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money, too. 

- Negotiating with sellers can be stressful! We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know everything about the property you are buying! You & I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing legal documents. Contracts are full of complicated terms that can greatly affect your future life in your new home! We will give you the full benefit of our legal knowledge and experience. 

Let us represent your best interests in your search for a new home. While you can see a million homes on the Web, actually buying your home is another matter entirely. 

Call us anytime for help, or to have your questions answered. There are no dumb questions! Call 847-414-4040. 

Or, write to us about YOUR particular home buying needs. Fill out this form and we'll get right back to you.
 


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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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Paul Grasemann, REALTORŪ, real estate agent and broker for Gilberts, Lake in the Hills and Pingree Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul Grasemann
RE/MAX Gateway

50 Industrial Drive
Gilberts, IL 60136
Cell: 847-414-4040
Office: 847-851-8855
Fax: 847-851-8811
Main: Paul@FoxValleyLiving.com

Thanks for takin' time to discuss your needs. I am a full-service residential Broker Associate. For a decade I have met clients with a no-nonsense approach to buying and selling homes.

From our first introduction through to the closing table, I will treat you with respect and courtesy. You will benefit from my professionalism and market experience.

If you are considering relocating into or out of McHenry or Kane counties or the collar communities, take time to drop me a line. The RE/MAX Gateway Staff and I will share information with you right away, so you can begin getting acquainted with the local market. Contact me with confidence at 847-414-4040!

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