Gilberts, Lake in the Hills and Pingree Grove real estate and homes for sale in Illinois - Paul Grasemann, REALTORS® Paul Grasemann REALTORS(r) for Gilberts, Lake in the Hills and Pingree Grove, Illinois real estate - NUMBER1EXPERTS™ Paul Grasemann NUMBER1EXPERTS(tm) for Gilberts, Lake in the Hills and Pingree Grove, Illinois real estate

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Paul Grasemann, REALTORŪ, real estate agent and broker for Gilberts, Lake in the Hills and Pingree Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Gilberts, Lake in the Hills and Pingree Grove Illinois home buying, real estate listings, and homes for sale in McHenry County, IL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping For A New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution is willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

Laura and I help buyers pre-qualify for mortgages almost daily. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and will not distribute it to anyone, other than a qualified mortgage broker. This service is also provided free of charge, and without any obligation on your part. It is part of our job as Realtors. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Real Estate Trivia
Q 
What was the greatest land grant ever given to an English subject?

A 
William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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Paul Grasemann, REALTORŪ, real estate agent and broker for Gilberts, Lake in the Hills and Pingree Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul Grasemann
RE/MAX Gateway

50 Industrial Drive
Gilberts, IL 60136
Cell: 847-414-4040
Office: 847-851-8855
Fax: 847-851-8811
Main: Paul@FoxValleyLiving.com

Thanks for takin' time to discuss your needs. I am a full-service residential Broker Associate. For a decade I have met clients with a no-nonsense approach to buying and selling homes.

From our first introduction through to the closing table, I will treat you with respect and courtesy. You will benefit from my professionalism and market experience.

If you are considering relocating into or out of McHenry or Kane counties or the collar communities, take time to drop me a line. The RE/MAX Gateway Staff and I will share information with you right away, so you can begin getting acquainted with the local market. Contact me with confidence at 847-414-4040!

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