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Hills Weather Reports Here |
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In the Heartland you will find four distinct seasons. The term ?Windy City? applies even in Lake in the Hills --a northwestern suburb of Chicago. Thus, you can count on a mild breeze to cool you off in the summer and blow the leaves off your yard onto the neighbors in the fall. But, beware of the additional wind chill factor in the winter months. Remember to dress in layers as the most effective way to protect against the cold. It?s a good idea to keep a small shovel and sand or salt in the trunk incase you wind up in a drift. You probably won?t be alone as the local residents are fast to give you a hand. And springtime! Ah, what a beautiful relief from winter. The grass is green, and the April showers really bring out the flowers. The view out of your kitchen or office window can be a real inspiration! Come to Lake in the Hills and you?ll stay for life.
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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- NUMBER1EXPERTS™ 
